Sunday, March 2, 2008

Real Esate Loan Delinquency Rates - Rate of Change

From the Federal Reserve Board Statistics and Releases - Bank Asset Quality - Charge Off and Delinquency Rates: This is a plot of the rate of change of the quarterly data year over year (YoY) from 1992 through 4Q2007.

The yellow line is Commercial Real Estate, ex-farmland. The base data is the delinquency rate, and the rate of change of the delinquency rate is what we are looking at YoY

I ginned up the plot in OpenOffice and had some problems getting the dates on the bottom axis to display correctly in the image I uploaded, and this is a first feeble attempt to get a plot online to share it with Stagflationary Mark at

Hopefully I will get better at this with time!


Stagflationary Mark said...

Welcome to the blogdome!

Two men enter, one man leaves!
Two men enter, one man leaves!

Mad Max becomes a pawn in a decadent oasis of technological society...

Andy said...

I think Stagflationary Mark has described the situation best in the little vocabulary he has used and that's exactly true for the Laguna Realty as well.